10 Tips That Can Help You Cut Your College Expenses


Paying for college is a shock for most parents. Tuition for both private and public colleges and universities has far surpassed what anyone could have predicted. Just applying to college costs a lot of money when you consider application fees, submitting test scores and all the other expenses involved. Few families are prepared to have to pay this much money to educate their children. Whether you are one of those parents who have saved for college through the years or one who simply didn’t have the means to do the kind of college planning that might have been helpful, there are still some ways to help your family pay for college.

  1. Hopefully, you have filled at the FAFSA (Federal Application for Federal Student Aid) online in order to qualify for financial aid. If not, there is still time to do so. Don’t wait, however, because money is available as long as it is there. Even if you think you do not quality for financial aid, fill out the FAFSA anyway. You may be surprised.
  2. After you have filled out the FAFSA, you will receive a financial aid award letter from the schools to which

10 Tips For the Job Search


Graduation season is upon us once again and many new college graduates are facing what could be the most challenging assignment so far…..Finding Work. In a recent survey conducted between February and April of 31,470 students from over 400 colleges and universities by the National Association of Colleges and Employers, just 25% of students who had applied for a job before graduation had secured one. (Wall Street Journal). The challenge for new grads seeking that first job is nothing new; but in today’s economy it warrants a well conceived plan to be successful.

10 Job Search Tips for New College Grads:

  1. Don’t Get Fixated on the Perfect First Job. Remember, the economy still has a grip on unemployment. So you will need to remain flexible. Lindsay Pollack, author of ‘Getting from College to Career: 90 Things to Do Before You Join the Real World’, and recently quoted in the Wall Street Journal, says “I see a lot of students who are taking whatever they are offered so they are employed.” And these jobs may not be related to their careers. However, she goes on to say, “I think there will be a lot of

5 University and College Survival Tips


University campuses around the globe are filled with clubbing enthusiasts. Surviving uni isn’t easy. Of course, you need to develop a study plan, motivate yourself, assessments are harder and exams are tough. They say the first week is the hardest and for many people, that’s true. To embrace all that life as a university student has to offer, there are many rituals you need to participate in and observe. Here, we hand you your survival guide for getting through your first week of university.

One: Making friends

Its definitely one of the most difficult things to do, but there are many ways to meet new people. If you’re living in a college style of accommodation, try to spend your time in the communal areas of the house like the lounge room, kitchen or dining hall. Take the opportunity to socialise with people either at uni bar parties, college pub crawls, meal times or join a sporting team. You could sign up to be part of a club like a reading group, a film society or a wine community. It’s also important to really know the guys and girls in your course. They help with

Tips For Finding Dentists in Your Area


The odds are very good that you will find many different dentists in your area. This is a good thing though because your dental health is important to watch for. Here are a few tips to use when finding a dentist you can use.

First you should look into the education that a dentist has. A typical dentist will need to have a DDS, or Doctor of Dental Surgery, degree. This is a degree that one can get from a dental school. Only dentists that have DDS degrees are legally allowed to have their own dental offices. It helps to see what continuing education a dentist has had after getting a degree too. A dentist who working with continuing education courses will be more likely to be able to work with more advanced processes.

It also helps to find a dentist that you can contact at any time. You should be sure that you can reach a dentist not only by one’s office phone but also by a cell phone or pager. This is especially vital because of how you may need to work with calling on a dentist in the event of an emergency.

You should also look to see what a

6 Job Tips For a Real Work at Home Job

Some people who want to have a real work at home job have trouble being productive on a consistent basis. If you are lucky enough to get to stay at home and work you need to take advantage of this opportunity. Here are six working from home tips to help you get more done every day with a real work at home job!

  1. Know exactly what hours you will be working every day and stick to it. Certainly this can vary from day to day depending on the demands on your time away from work. However you generally know in advance what those requirements will be so you need to set a work from home schedule similar to if you had to go to a real job.
  2. Consider starting an Internet business as the way to work from home. The Internet is making it possible for ordinary people to make extraordinary money from the comfort of their own home.

One advantage to having an Internet business is you are open for business 24 hours a day. This makes it possible for you to earn money even when you are not working.

There are many different ways to start a real work at home job

Consumer Education Tips For Bluetooth Marketing

The popularity of Bluetooth Marketing continues to grow, but many people are still unfamiliar with the concept. Bluetooth Marketing sends coupons, flyers, or other content to cell phones using a wireless Bluetooth connection to a consumer’s cell phone, smart phone, or other Bluetooth enabled device. Consumers must be within the Bluetooth range of the server in order to be contacted by the server. Consumers receive a customized contact message and must opt-in to receiving the advertisement before it is sent. After the consumer has consented, the advertisement – which may be a JPG or GIF image, and MP3 audio file, 3GP video, or other content – is transferred to the consumer’s cell phone via Bluetooth. No identifiable information, including phone numbers, is collected during the flyer transmission.

This process is cost effective as there are no per message fees for the consumer or the owner of the Bluetooth Marketing server. It is also environmentally friendly as it reduces the number of paper flyers that are created and distributed.

Since Bluetooth Marketing is still fairly new, consumers need to be educated about how to receive Bluetooth flyers and they need to be reassured that the flyer is coming from a trusted source. Using

Distance Education Tips

With the advent of information technology, more and more people are getting the full benefits from distance learning. In fact, people who were not able to finish their college courses due to some unavoidable circumstances can now get their college degree without having to resign or give up their current job. Distance learning is a new way of acquiring college and even doctorate degrees without having to attend formal schooling. People can get through the subjects needed to get the degree that they want just by getting brochures and learning materials through mail or through electronic methods. Fully completing a distance learning program, however, is not that easy and requires the same dogged determination and persistence, as with any schooling program. Therefore, for people who would like to earn their degree through distance learning easily and without too much hassle, here are some tips to guide you through:

  1. Decide And Assess Yourself

– Distance learning is not for everyone who wishes to avail of its services
– In many cases, it can provide flexibility and ease of obtaining the much-needed degree
– But for some, it could mean boring methods and procedures and wearisome learning
– Ideal for those who can study

College Application Tips

One of the first issues to consider as relates to applying is that the schools you are interested in may have different application deadlines. Other than a regular deadline date, some may have an early decision deadline as well. Other schools have rolling admissions, which means there is not any specific deadline. Even with a rolling admissions policy, I recommend applying early in the fall of your senior year or even during the summer before your senior year. It is wise to obtain application deadlines before your senior year begins. This may mean that you need to apply before visiting the campus in some cases. Bear in mind that schools act on applications at different times, so it’s a good idea to ask when you can expect a decision so that you aren’t waiting by the mail box for several weeks.Some schools may offer an application fee waiver to students who apply by a certain date. If you are applying to a number of schools at $25 – $50 each, this can save a considerable amount of money. Call during the summer before your senior year to see if the school has an early application fee waiver program.A final point

Student Loan Tips for Continuing Education

Continuing education is sought after by a number of people. Generally speaking, continuing education programs can be divided into two classes. The first is general adult education, including courses taught beyond regular postsecondary education like an undergraduate degree. Adult education can include subjects like English as a Second Language, literacy, vocational training, GED preparation, and other forms of non-traditional education. Continuing education programs in this category may or may not be taught at an accredited higher education institution; some may be taught at vocational schools or local community centers, while others may be at an accredited community college.

The second class of continuing education is intended for licensed professionals to maintain or upgrade licensure. Doctors, lawyers, technology specialists, and any other field in which professional certification is granted often have continuing education requirements. Courses are credit-granting, and a number of them are generally required to meet licensing requirements. These types of continuing education courses are often taught in degree and certificate-granting institutions, sometimes remotely via distance learning.

One area where continuing education of either class can be a challenge is with regards to financial aid and making continuing education affordable. Federal financial aid programs such as the Pell Grant or subsidized loans,

The Advantages and Disadvantages of Continuing Education

Pursuing higher education will come with great benefits, as well as pitfalls. This article will examine both to help you choose.

The top advantages of continuing education include:

The Bureau of Labor Statistics depicts that individuals earn more with each educational attainment. As an example, compare the following median weekly earnings by educational attainment:

  • Workers with Associates Degrees – $785/week
  • Workers with Bachelor’s Degrees – $1066/week
  • Workers with Master’s Degrees – $1300/week
  • Workers with Doctoral Degrees – $1624/week

Furthermore, unemployment rates decrease the higher up the educational ladder one climbs.

Another study by Global Business Hub showcased how heading back to school opens up employees’ eyes about new technological and work trends. Interacting with other leaders, or soon to be leaders in the business also provide key networking opportunities that may come in handy in the future. Ultimately, higher education provides a competitive advantage over one’s peers or in the workplace.

Continuing education is also convenient and completely feasible, given that online colleges are plentiful, and can also be completed with reputable colleges offline. Working adults can pursue new goals or even make a career switch – on their own schedule.

The top disadvantages of continuing education include:

More on student’s plate – in addition to work and family life, students

College Visit Tips

I have plenty of advice to share and I hope that you take some of my recommendations. As your college career can be the absolute best years of your life. You want to make sure that you take away as much knowledge as possible during your visit.

My top 3 recommendations are:

  1. Wear comfortable walking shoes and dressing appropriately for the weather. Please go to weather.com and figure out what the temperature will be the day of your visit. You do not want to be miserable during your campus tour or while going from one building to the next. Something as trivial as being cold can ruin your prospective on that campus visit.
  2. Ask your tour guide questions! They loved to be asked questions, it shows them that you are engaged in their presentation. It also helps you to understand a real students prospective on things from dining to living on campus.
  3. Visit the department of your interested major. A lot of colleges have individual department session, if available, you should really consider this. If not, call them directly and see if they can meet one on one with you and your family. Most colleges are very welcoming to prospective students and want to

Insurance Continuing Education

Insurance continuing education is a necessary requirement in almost any insurance environment, from Casualty and Life to Personal Lines and Accident and Health. Each state’s Department of Insurance determines how much continuing education is applicable and provides venues for acquiring the necessary additional training. Since laws, rules and regulations are constantly shifting, it is critical for agents to keep up-to-speed with new developments to more competently serve their clientele.

The insurance environment is a constantly shifting environment that presents sets of complex regulations that must be adhered to in order to stay within legal limits. The only way for agents to remain up to date on new insurance products, laws and issues is to receive yearly instruction in the form of continuing education.

Who is Required to Participate in Continuing Education?

Generally, Property Broker-Agents and/or Casualty Broker-Agents, Personal Lines Broker-Agents, Life-Only and/or Accident and Health licensees must take a certain number of continuing education classes each year to maintain their licenses, whether or not they are actively selling insurance. The more lines of insurance you carry, the more education you must receive to keep your license. If you offer subcategories such as Credit Property, Travel Ticket or Involuntary Unemployment you can rest easy

The Need for Life Insurance Continuing Education

The insurance sector is a very profitable business area. This is one of the main reasons why may multi-national companies and other powerful businesses opt to conduct insurance business. And due to its inherently good prospects many people are also interested to work in this sector. But along with all these positive features the main drawback with insurance as a business is that there are greater chances to exploit your clients in this business than in any other sector. Hence, the government of the various states of America has proper rules and regulation in connection with insurance and as a part of these rules every employee working in the life insurance sector need to complete some predetermined number of insurance continuing education courses to keep his insurance license intact.

The main reason why you need these continuing education courses is because, selling life insurance is a bit complex than most other types of insurance. The main reason is that for most people this doesn’t seem a profitable venture as they can’t expect any returns during their life time. Moreover, the premiums are to be paid for a very long term and the cost of the insurance is also slightly higher as

Tips to Continuing Education Courses For Nurses

There are a lot of different ways that you can go about getting your degrees. Usually people choose to go to local colleges, because this is the traditional way to do things. However, we are starting to see a shift in the amount of people who are looking to continue their education at a local school. People are finding out that it is a lot easier to continue your education from home in your spare time, and this statement is very true for anyone that wants to be a nurse. Continuing education for nurses from home is the way to go. Today we are going to cover the reasons why people are looking to take classes from home and just what it can do to help them. In the end, you may just find out that getting your degree from home could be the best way to go about doing things.

First of all, continuing education for nurses from home is a good idea, because it is going to save you a ton of money. Whenever you go to a local college, you are going to find out that it costs a lot more because of all the extra things that

7 Tips For Continuing Education Online

I love continuing my education, right in the comfort of my own home. Can you imagine this – having the flexibility and freedom to attend classes according to my own schedule, choosing the course I want, and having easy access to all the materials for classes for the next lesson?

If you too, are an online student, you could probably relate with me. However, if you are considering an online education, there are 7 important tips to know about continuing your education online, and how to be a successful online student:

1) You must be able to communicate through writing.

As you are attending a virtual classroom, nearly all communication is written, and in order to fully participate in classes, it is critical that you are able to express yourself effectively through writing.

2) Motivation and self-discipline.

When you attend a conventional school, you have your friends and teachers to motivate you and even ‘punish’ you if you do not complete your assignments. Not in the world of online education. You must therefore be highly motivated and disciplined, and take responsibility for your own education.

3) Learn to ‘speak up’

In the traditional world of education, if the teacher sees that the students look confused or unsure

Successful College Preparation Tips For High School Students

The transition from high school to college can be a stressful time for many students, therefore college preparation for high school students is something that should not be overlooked either by the students themselves, or their guidance counselors and mentors. The senior year is a time when you should sit back and think about your future career plans. By giving this some serious thought, you are less likely to end up on a course that you subsequently realize is not what you want to do.

The fall of your senior year is when you need to decide which colleges and universities are best suited to your needs. If you have a long list of possibilities, it is worth spending time thinking about which criteria are the most important to you. Read a college preparation guide for advice in helping you draw up a sensible shortlist.

Take the opportunity to visit the colleges you are interested in to find out what they offer and to see if they feel right for you. Talk to friends who are already at college to gain some first hand experience of what college life is really like. While you still have plenty of time to save up

Helpful College Application Tips

The college admissions process can be overwhelming, daunting, and stressful for students and their parents. It can be even more challenging for those without a support system behind them, which is why the information in this article may be particularly useful. It is wise to seek out help when beginning the college application process, so take note.

One important thing to keep in mind is to not let the admissions process overwhelm you. A lot of students let it get the best of them and let the pressure of being accepted and being able to afford it weigh them down. About 70% of college applicants get accepted, and according to a national survey of first year students, about 80% of those students got accepted into their first choice. Some of the stress is overrated, so don’t forget you do need to be mindful of the process, but also to enjoy your senior year. Try not to loose sleep over it.

If you don’t have the support system of family or good friends behind you, utilize the help of a favorite teacher, a coach, or an admissions councilor. They can help read your essays, push you to meet your deadlines, and help you

College Computer Tips

Going to college for the first time can be daunting enough without the extra trouble additional materials such as computers can give. Learning how to use your computer correctly can help you avoid a lot of wasted time and money. In college, you should be worrying about making the grade and not making your computer work.

Setting up your computer is not as hard as you think it is. Your brand new computer usually comes with installed software that you will find very useful as you work on it. If you are using PC, you probably have an operating system installed such as Windows XP or Vista. Some even throw in Microsoft Office applications such as Word, PowerPoint, Excel, etc. all of which will be very helpful in writing papers and creating presentations. Another feature that is usually already installed is your internet browser such as Internet Explorer, Netscape, Opera or any other application used to surf the net for research and email.

If you don’t already have the software you need to do your tasks in campus, you will need to purchase and install them yourself. Those software come with easy to install instructions. But you have to make sure first

Tips For Choosing a College Or University

It is not easy to choose the right college or universities because choices are immense. So, if you are scouting for one, here are some tips to make this otherwise arduous task much easier.

If you have more or less nail down, say 20 colleges or universities, then find out how successful has their students been in getting employment relating to your course of studies. Ask the college or universities for these statistics and ask them how the statistics were compiled. If they are a bit secretive or give lots of excuses etc, walk out and don’t look back for they are not worth your time and money.

If you bump into one which offers internships in the areas you are interested in, they should get your top marks because internships are value for money in terms of practical experience and networking. Besides, employers are often on the lookout for graduates who excelled during their internship.

Find out the rankings and reputation of the college/university you are interested in. Employers often go for graduates who are from reputable outfits. But don’t depend on what the college/university said alone. Get these data from magazines and browse the internet to do cross referencing. Remember, virtually

College Essay Tips

You need to have an absolute and firm grasp on the language, good quality research proficiency, logical skills and should be able to organize the work in the prescribed format. Some tips on coming out with a good college composition will include:

As a student, your language of transmission is half the challenge. If you are not well versed in the language of instruction, you will not be able to understand your subject matter, not to talk of putting your ideas down on paper. This is usually the trouble faced by students studying in counties with languages other than their language of origin.

Practice is the key to any successful research work. Practice writing essays as early enough as you step into college. Essays are part and parcel of any college or university curriculum. You will meet them at every point in your academic career.

Develop good writing skills. When faced with any assignment that calls for writing, always go beyond the description of facts to analyzing why those facts happened. Always have that burning desire and passion to write something about anything. By writing often, you tend not to force yourself to writing. You will find that even beyond college, you will